Patrick McRae

Based in Delaware and proudly representing the largest mortgage lender in Delaware by volume, I bring nearly over a decade of experience helping homebuyers and homeowners navigate the mortgage process with confidence. Living in Kennett Square, PA and serving clients throughout Delaware, Pennsylvania, and beyond, I understand the importance of local market knowledge, accessibility, and trusted guidance when choosing a lender. I take a highly personalized approach to every client relationship, working with borrowers across a wide range of credit scores, income levels, and financial situations. Whether you are a first-time homebuyer, moving up, refinancing, or investing, my goal is to match you with the right mortgage solution for your needs while making the process as smooth and stress-free as possible. Customer service is at the center of everything I do. I make myself available around my clients’ busy schedules by offering flexible communication options including in-person meetings, phone consultations, and fully digital applications. From pre-approval to closing, I focus on responsiveness, education, and transparency so clients feel informed and comfortable every step of the way. Having helped more than 900 families and individuals across several states, I understand that experience, local presence, and strong lender relationships matter. I take pride in delivering a streamlined mortgage experience while working hard to secure competitive rates and reliable closings for every client I serve